Designing and implementing the payment products and merchant business strategic road map
Creating the value proposition for Payments on the genie FinTech hub and the e-commerce payment proposition for the B2C segments
Micro segmenting merchants and value propositions based on segments including product offers from Dialog Finance and telco services from Dialog
Understand the market opportunities and value triggers with customers and merchants to drive payment strategy
Creating and taking to market all payment products including payment wallet, debit & credit cards, tokenization, recurring payments etc
Business volume and P& L accountability for all payment products launched under the Dialog Group Fintech B2C and B2B propositions.
Business volumes and P&L accountability for the merchant acquiring business including value added pro
Capture market share on online payments through genie wallet
Ensure wide online and OTC acceptance of Genie payments across the country and work closely with the Strategic Merchant acquiring team to penetrate payment acceptance
Managing the product pricing, cost management, volume mix and growth towards higher revenue products and effective marketing budget management
Driving customer engagement on payment products through micro segmented programs using analytics and customer behaviour, merchant promotions and brand engagement
Driving benchmark customer experiences on all payment product engagements
Closely monitor, identify key issues/challenges and recommend strategic initiatives and corrective actions to improve payment product performance on all B2C / B2B platforms
Work closely with all stakeholders in Marketing. IT, Fraud management, payment operations, Merchant Acquisition, Risk and Compliance to ensure payment business objectives are met
Work closely with card association and acquiring banks and card issuers to enhance product portfolio
Ensure all processes deliver fair Outcomes for customers/merchants and are fully compliant with operational, credit, card association rules and regulatory requirements
Ensure Security and risk guidelines are identified and managed and ensure clarity around priorities and goals for the entire functional area
Provide meaningful insights in formulation of strategies for acquiring new partners that meet business requirements/plans and ensure smooth operations.
Ensure end to end monitoring is available for Genie platforms to ensure scalability and stability
Ensuring all systems is maintained and adhered Assisting in formulating documents, proposals, other source documents
Entry Requirements
BSc degree in Business Management /Marketing / Accountancy and full qualification in CIMA, holding MBA would be an added advantage
Excellent communication skills, negotiation skills, strong analytical skills and decision making capabilities
Minimum of 8 years experience preferably in E- Commerce, Card acquiring business Payments services or Banking